Apartments are more than property. They’re someone’s home.
95% of the investors we meet don’t care about this. At APTVEST, we do. We value our residents and are committed to providing them with clean, safe, quality housing that makes them proud to live there.
We invite our investors to recognize the powerful impact their investment plays in the lives of residents and their larger communities. The ROI of helping others is immeasurable.
Accredited investors have access to all investments on APTVEST and non-accredited investors are eligible to invest in APTVEST offerings, subject to some legal limitations.
Accredited Investors can invest in private placements on the APTVEST platform. To qualify as an accredited investor, you must meet certain thresholds as defined by the Securities and Exchange Commission under rule 501 of Regulation D. Specifically, you must meet one of the following criteria:
Earn an annual income per individual of over $200,000 per year ($300,000 per couple) with the expectation of maintaining such level of income in the future.
Have a net worth of more than $1 million (individually or jointly), excluding the value of a primary residence.
Be a bank, insurance company, registered investment advisor, business development company, or small business investment company.
Be a general partner, executive officer, director or a related combination thereof for the issuer of a security being offered.
Be a business in which all the equity owners are accredited investors.
Be an employee benefit plan, a trust, charitable organization, partnership, or company with total assets in excess of $5 million.
APTVEST makes it easy for investors to invest in commercial real estate without having to do all of the work.
We provide access that was historically limited, and thoroughly underwrite every investment offered on our website. We spend countless hours sourcing real estate investments and allow investors to invest in real estate with dramatically smaller investment sizes. We make the process frictionless – allowing you to screen investments online, sign legal documents online, and have access to all your documents in one place on your investor dashboard.
For institutional investors, we are a source of efficient and technology-based production, helping them diversify their portfolio while getting access to a wide suite of commercial debt and equity investments.
We believe that everyday investors should have a trusted connection that allows them to fulfill their dream of becoming apartment investors. We also understand your need to take as much risk off the table as possible. Which is why we created a platform that offers you equal access to multi-family real estate via The SAFE Method™.S.A.F.E. stands for Source. Analyze. Finance. Exit.
Source - We find the investments, whether on or off-market opportunities.
Analyze - We evaluate validity to ensure the investment meets our criteria; only 1 in 25 will make it through our filter.
Finance - We structure the investment properly according to Amount of Debt (Loan Amount & Purpose of Loan Amount), Equity Capital Amount and Treatment of the Equity—how it’s split between the partners).
Exit - We map out a plan for the life of the investment: Sell, Recapitalize/Refinance, or Hold Long Term for Cash Flow, Appreciation & Tax Benefits.
Although no investment is guaranteed, one benefit of investing with APTVEST is that you are investing in physical assets around the United States. Your investment is in an actual property as opposed to a stock or bond or other non-physical asset.
Yes. Similar to investing in the stock market, there is no guarantee when you are investing in real estate. The real estate market has economic cycles and it is difficult to know how and when the economy will change.
Individual private placement investments at APTVEST are offered under Regulation D (Reg D) of the Securities and Exchange Commission (SEC). Within Reg D are two rule classifications of offerings: Rule 506(b) and Rule 506(c). These rule classifications dictate how widely an offering can be marketed to an investing audience, whether a prior relationship with the investor must be established in order solicit an offering, and the method of verifying investor accreditation.
Prior to making an investment on the APTVEST platform, investors are required to answer qualification questions and complete know your customer (“KYC”) and anti-money (“AML”) requirements. Our technology will guide you through this process. We never run credit checks on investors.
Yes. The minimum investment is different for each investment, but can be as low as $5,000.
Joining APTVEST and browsing the marketplace is free. For those who choose to invest, there are fees associated with each investment. The fees depend on the type of investment (investing in a loan or investing in equity) and the nature of the transaction. In addition to administrative and legal expenses, the fees will cover the ongoing reporting and communications for the investments. As we are big believers in transparency, you can find the specific fee structure for each deal when you browse through our investment opportunities.
After you have created an account on the APTVEST portal and chosen which investment you would like to invest in, our technology will guide you through the subscription process. You will be able to sign legal documents online and select a bank account to fund your investment with. The investment is not final until all legal documents are signed and funding has been contributed and cleared. When an investor makes their investment, the money is held securely at a US bank. Once the fundraising target is met and the real estate transaction is completed, the investor funds are transferred and the investment is now active.
Standard ACH transfers can be made from an investor’s bank account for amounts up to $100,000. Amounts larger than $100,000 are made using a wire transfer. For each investment opportunity there will be specific account and routing numbers that we will provide to the investor so that funds are properly received into the investment.
All legal documents can be sent and signed electronically through our portal. This allows for more efficient and seamless transfer of documents between you and the sponsor of the investment, while maintaining the authenticity and security of your information. Investments are finalized once proper legal documentation is accepted, funds are confirmed received, and you are provided with completed counter-signatures.
Our real estate investment trusts (“REITs”), do accept investments from self-directed IRA accounts but it will depend on your custodian’s processes/procedures. Our two requirements are that the custodian be able to process documents via electronic signatures, and that it be able to process contributions and distributions via ACH transfer payments. Unfortunately, some custodians have difficulty meeting these conditions; inquire of your current custodian whether they can work with these requirements, and if not, we can refer you over to other providers who can meet these guidelines.
Investors will be able to view real time updates of their investments when they login to the portal and view their investor dashboard. This is their hub of information, providing comprehensive metrics about their distributions to date, upcoming milestones, and overall return on investment. Investors are notified by email when distributions are sent to their bank account.
APTVEST will work with the real estate company to provide timely updates shared with all investors at least quarterly. Updates will be provided via email and via the investor dashboard. In addition, investors will receive tax documents every year that they have a distribution from a real estate investment on APTVEST.
No. The real estate investments found on APTVEST are private transactions in physical properties around the United States. The investments are not traded on public stock exchanges and cannot be easily sold or traded.
You may be able to resell your investment security in a private transaction subject to restrictions that are specific to each investment and under the Securities Act of 1933. Since the resale restrictions on APTVEST can be very limiting, you should not invest with the expectation of reselling your investment.
Different properties have different expected hold periods. A hold period is the anticipated time investors will be involved with the investment until the underlying property is re-sold or the loan on it is paid off. It is important to read the offering documents for each investment opportunity for a deeper understanding of the hold period for each investment.